About 92% of citizens who set a self-ban did so in the first month of the service’s operation.

This is according to information from the Bank of Russia, based on data from credit bureaus. 44% of people who used the self-ban have no current credit obligations, including 26% who never had such obligations. The new tool was hardly used by citizens who only have current microloans from Microfinance Institutions (less than 1% of citizens who set a self-ban).

The leaders in the number of set self-bans were residents of Moscow and the Moscow Region (over 19% of the citizens who set a self-ban in Russia), St. Petersburg (over 5%), the Rostov and Sverdlovsk Regions, the Republic of Bashkortostan, and the Krasnodar Territory (over 3% in each region). In the first month, the self-ban service was used by over 8.1 million people, indicating high demand for the new tool to combat fraud. Every citizen with a Taxpayer Identification Number (INN) is provided with the opportunity to set (remove) a self-ban free of charge any number of times, and to obtain information about the existence of a self-ban by submitting an application to qualified credit bureaus through the Gosuslugi portal.

Over 8.1 million citizens used the service to set a self-ban in the first month.

92% of citizens who set a self-ban chose a complete ban.

Over 40 years old, the age of 70% of citizens who set a self-ban.

74% of citizens who set a self-ban have or have had credit obligations.

By type of ban (no and never had obligations)

By type of ban (having/had obligations)

It is worth noting that 44% of citizens who set a self-ban had no current credit obligations at the time of its establishment.

26% of citizens who set a self-ban never had any credit obligations. Mostly, such citizens set a complete self-ban.

Clients who only have current loans from microfinance organizations practically did not use the new tool (less than 1% of citizens who set a self-ban).

90% of citizens who had microloans previously and used the new mechanism set a complete ban.

Credit activity of citizens who set a self-ban (including repaid obligations)

Among citizens who set a self-ban, 31% had or currently have from 2 to 5 obligations, and 27% have more than 6 obligations.

Source: www.cbr.ru